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Outside Loan Officer (Full-Time, Exempt)

Position Overview
The Outside Loan Officer originates loans and performs a share of all day-to-day tasks of lending operations. S/he is a specialist salesperson and an individual contributor to the Lending team.

Experience Required
• Minimum of 2 years of experience originating 1st mortgage loans with history of closing a minimum of 3 loans per month
• Understanding of the housing and lending sectors
• Familiarity with affordable housing loan products and down payment assistance programs
• Experience with Calyx Point LOS or a comparable Loan Origination System required (Calyx experience preferred)
• Outside book of business required

• California Department of Real Estate License required
• NMLS Endorsement required

• 100% Commission (draw pay structure), with competitive commission splits. Some leads provided. 
• Competitive benefits package including vacation and holiday pay, insurance, and retirement plan.
• Reimbursement license renewal fees.

Click here to see the full posting for details.

Real Estate Agents (Independent Contractors)

The NWOC Real Estate Agent (“NWOC Agent”) is an independent contractor providing residential real estate broker agent services. The NWOC Agent has a thorough understanding of the NWOC down payment assistance programs and can facilitate NWOC clients through the home buying process. NWOC Agents are provided some leads through NWOC (including clients that become NWOC Qualified through the NWOC Lending Department) and are also expected to generate their own leads.

Responsibilities and Duties
The NWOC Agent provides comprehensive real estate services to clients in identifying, contracting for, and settlement on the sale and purchase of a home that satisfies the geographical, pricing, and other criteria of the NWOC Down Payment Assistance Programs and 1st mortgage loan programs. Clients must feel comfortable working with the NWOC Agent and trust they will benefit from the agent’s comprehensive understanding of the NWOC Mortgage process, real estate experience, knowledge of the local market, and negotiation skills. Clients are not pressured to work with the NWOC Agent and can change at any time.

Experience Required
The NWOC Agent must be an experienced licensed real estate broker or agent in each jurisdiction in which he or she may provide real estate services. S/he must have a vast working knowledge of the real estate market, including grant and non-profit buyer assistance programs, price trends, neighborhood conditions and amenities. Candidates for the NWOC Agent position need to exhibit the following:

  • Minimum two (2) years as Buyer’s Agent Representative.

  • Various property and transaction types with related contracts.

  • Understanding and explaining appraisals to clients.

  • Have closed a minimum of ten residential sales transactions within previous twelve months.

  • Proven ability to manage a large volume of clients in various stages from prequalified to closing.

  • Experience with MLS, real estate contract form software.

  • Volunteer activities including with NWOC – preferred

  • Member of the Pacific Western Board of Realtors Association


  • Real estate agent and/or broker license must be active in the jurisdictions serviced by the NWOC office.

Compensation: Commission splits paid at closing. Independent contractor agreement available upon request.

Click here to see the full posting for details.